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Tuesday, May 10, 2011

Caribana 2011: Toronto Lime's Pics From Carnival Nationz Band Launch!

The summer carnivals are heating up (Atlanta, Barbados, St. Lucia, Antigua, Toronto, New York) and launches are happening while we wait on the summer and fall launches of bands for Trinidad Carnival 2012.

Remember to check TrinidadCarnivalDiary for 24-hour news on carnival...I just share the carnival news that interests me, not the play by play!

Carnival Nationz Band Launch Album


brought to you by Toronto Lime

Friday, May 6, 2011

Nominate Eloquence, Inc. for best new blog please! Voting ends tomorrow May 7!

http://blackweblogawards.com/nominate/

and we should nominate http://www.trinidadcarnivaldiary.com as best International blog...she's a black woman (the author, Saucy) and she's based in Trinidad, and her blog is off the charts!

Press tab at the end to get to the submit button if you can't see it right away.

Spread the word, voting ends tomorrow!


Wednesday, May 4, 2011

Black People and The Education of Their Children

My response inspired by this post: http://blackandmarriedwithkids.com/2011/05/04/house-hunting-for-education/

felt like such a needed wake up sentiment to too many folks out there that I've decided to make it its own blog post:

I'm glad this is posted because I find black people in America incredibly ignorant as parents of the aggression and ambition they need to have on behalf of their kids to ensure a successful educational experience. They seem to think sitting in the hood waiting on an A-class school to fall in their lap is their God-given right. Um no, find where the good schools are and get in the zone. Next set of ignorance are the ones that don't even know what a good school looks like. Don't know how to analyze the data, don't know that schools will game the system to get an A rating and as you said it's about looking at how the school has performed over the years, not just the last year or two. I would say since schools now game the ratings, be specific and look at what PERCENT of their students are passing the reading, writing, math, and science state-wide standardized testing at or above grade level. Most of the answers to that should be 90% and above. If a school falls below 80% minimum in any of these areas...they are not an A school! Our children can't produce 70% on something and get an A, 70% is a C, so grade the schools accordingly. Most of the black schools in the last county I analyzed, were in the 50% to 60% range...and lower. That huge chunk of kids NOT learning, what are they doing? Being a menace to the rest of the class and a bad influence on MY child. Um, no. I'll pass. Because one of the biggest problems is not weapons in schools but BEHAVIOURS in schools. And I have seen enough of some of these parents to know where they get it from. I have friends who are teachers who are getting told by the kid that his parent will "whip her ass" and when she calls the parent, the parent is saying the same thing! Excuse me? If all the teacher's energy is drained controlling/raising problem children like that, there is nothing left over to truly teach and instill or reinforce a love of learning in children who are brought up much better than that.

Black people need to get over waiting on the government to solve all their problems and get SMART. In a more technical and fast paced world it is going to take SMARTER more INTELLIGENT parents to get these kids ahead...and unfortunately a lot of parents are dumb and raising kids dumber.




Female Dancers needed for Vybz Kartel's Go Go Wine video shoot!

From Game Over Films:

Female Dancers needed for Vybz Kartel's Go Go Wine video shoot. Must be available to shoot all Day Fri. May 6. Auditions are tomorrow Wed. May 4th at 3pm at 10A West Kings Hse Rd(green wall& wooden gate, Across fr the Canadian Embassy). Call 631 9492 for more info


PLEASE see the page in the link above for more info!


Jay Will/Game Over Films brought us hot videos like the one below...





Tuesday, May 3, 2011

Personal Finance 101: Get All 3 Of Your Credit Reports--Free!

The first step to getting any financial house in order is to get your Experian, TransUnion, and Equifax credit reports free of charge once every 12 months at

http://www.annualcreditreport.com.

Too many things show up on your credit report to be completely ignorant as to what's on it!

In addition to your credit report, your credit SCORE (which is completely different and NOT free) is also important, because the score is calculated based on what's on your report, and your score is what determines the rate on your mortgage, the deposit (if there is one) on your cell phone plan, the limit (or rejection) of your credit card applications, and in some cases your credit history and/or credit score affect your ability to get a job (say, in a bank, or anywhere dealing directly with the company's cash or other people's money).

Information on the FICO (Fair Isaacs & Company, the company whose software creates it) score here.


In the age of endless merger & acquisition activity, it is very easy for WRONG information (or duplicate information belonging to the same source bill you had x years ago that has since been transferred around to different creditors and represented as a new item) to be on your report without your knowledge.  If you don't know it's there, you can't dispute it to get it off.  Knowledge is power.  And knowing what's on there and what amounts they are on there for is the first step to being able to write out a plan and a budget to handle it all (and not necessarily all at once).  Personal debts that will never show on your credit report should also be part of your financial plan since they are often even more important from a personal reputation point of view than the "commercial" debt.  They just also tend to be the most flexible on repayments.

For people who have debt to pay off, the typical two ways to handle them are either to pay off the one with the highest interest rate first, no matter the balance, or the "snowball" effect where you pay off the smallest bill to feel that sense of accomplishment and keep knocking down the next smallest, next smallest, etc. until only the last major bill is left, at which point you've built up the confidence and the sense of accomplishment to focus and knock down that last one.

In case you were wondering, here are answers to "Why Is My Credit Report Important?"

And don't forget a biblical perspective on money...it's not MONEY the Bible said is evil, it's the LOVE of money! (It's also where the nice graphic above came from!)

And from the same site that brings the financial house image below, comes advice on how to make sure your financial house is built on rock, not sand.

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